The KCC scheme now extends to animal husbandry and fisheries, giving dairy, poultry, and fish farmers access to affordable working capital. This guide explains how the allied-activity KCC works.
Quick Answer
The KCC covers working capital for animal husbandry (dairy, poultry, goatery) and fisheries (inland and marine). Eligible producers can access short-term credit at the same subsidised terms as crop KCC.
What It Covers
- Feed, fodder, and veterinary costs (dairy/poultry).
- Fingerlings, feed, and pond inputs (fisheries).
- Recurring working-capital needs of the activity.
Eligibility
| Producer | Eligible |
|---|---|
| Dairy farmers / milk producers | Yes |
| Poultry & goat farmers | Yes |
| Inland & marine fish farmers | Yes |
| Individuals, JLGs, SHGs | Yes |
Limits & Interest
Working-capital limits are set on the activity's economics (per animal / per unit norms). The interest subvention (effective ~4% for prompt repayers) applies within the eligible slab.
Disclaimer: Allied-activity KCC norms are set by RBI/NABARD and the bank, and may change. This guide is educational only.
Conclusion
Dairy, poultry, and fish farmers no longer need crop land to access cheap credit — the allied-activity KCC brings the same subsidised working capital to livestock and aquaculture.
Frequently asked questions
Can dairy farmers get a KCC?
Yes. The KCC scheme covers working capital for dairy and other animal husbandry activities.
Is a KCC available for fisheries?
Yes, for both inland and marine fish farmers to fund feed, fingerlings, and pond inputs.
Do I need crop land for an allied-activity KCC?
No. Eligibility is based on the livestock or fishery activity, not crop land.
What interest applies to an allied KCC?
The same subvention applies, giving an effective rate of around 4% for prompt repayers within the eligible slab.
How is the allied KCC limit set?
Based on per-animal or per-unit economic norms for the specific activity.