Question 1

Can my agricultural loan be settled?

Accepted Answer

Eligibility depends on your loan type, outstanding amount, repayment history, and your bank's policies. Our advisors review your case and explain whether settlement, restructuring, or OTS may be possible for your situation.

Question 2

What is One Time Settlement (OTS)?

Accepted Answer

One Time Settlement is an arrangement where a bank may agree to accept a reduced lump-sum amount to close a stressed loan account. Approval and terms are decided solely by the bank based on its policies.

Question 3

Will you negotiate with my bank?

Accepted Answer

We provide advisory and guidance to help you understand your options and communicate effectively with your bank. Final decisions and approvals rest entirely with the financial institution.

Question 4

Do you guarantee settlement?

Accepted Answer

No. We do not and cannot guarantee approval, settlement, or any loan waiver. Every outcome is at the sole discretion of the respective bank or financial institution.

Question 5

What documents are required?

Accepted Answer

Typically your loan account details, sanction and statement documents, any recovery or demand notices, and basic identity proof. Our team will share a simple checklist tailored to your case.

Question 6

Is my information kept confidential?

Accepted Answer

Yes. We handle your documents and personal details securely and use them only to review and support your case.

Question 7

What is SARFAESI and does it apply to agricultural land?

Accepted Answer

SARFAESI is a law that allows secured lenders to act on collateral in certain cases. Agricultural land has specific protections. We help you understand how the process may apply to your situation.

Question 8

How do I get started?

Accepted Answer

Share your loan details through our free case review. Our advisors will assess your situation and explain the options that may apply — with no obligation.

Frequently asked questions

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